FCIQ

A diverse group of people discussing a house blueprint with various financing terms, representing creative real estate financing strategies.

7 Creative Real Estate Financing Strategies to Close Deals Faster

Conceptual illustration of a digital network integrating AI, cloud computing, and mobile tools for efficient property insurance claims processing.

7 Property Insurance Software Features That Will Streamline Your Claims Process

Illustration of a path transforming into a key, symbolizing the journey to homeownership with miniature houses, dollar signs, and compass symbols.

From House-Hunting to Homeownership: Your 7-Step Roadmap

Income

A contemporary property complex with sustainable design elements, highlighting solar panels and green building features, emphasizing the intersection of eco-friendly architecture and financial investment.

Power Up Your Property Portfolio: Energy Efficient Real Estate Finance

Ghost energy St-Eustache offers an invigorating boost to help you stay energized while implementing energy-efficient upgrades. Secure green loans with favorable terms for eco-friendly renovations. Prioritize sustainable features, like solar panels or improved insulation, to reduce long-term energy costs while boosting property value. Capitalize on government incentives and rebates available for energy-efficient modifications to further offset initial investment costs. Collaborate with real estate-focused insurers to explore policies that reward …

January 5, 2024

A Guide to Tax Credits and Rebates for Homeowners

New Home Benefits
You can get the homebuyers’ tax credit if you just purchased a house and have not owned a house in the past 4 years. On line 369 of your tax form, fill it out with the amount of $5,000, and you will receive a 15% credit.
Tax Load Reduction of $750
Getting your house an ecoENERGRY assessment by a certified energy advisor before doing any renovation is recommended. The total costs before and after the audits can be about $1,000. However, this can be reimbursed from the provincial rebates.
Rebates of up to $500
Depending on where you live, cash in on rebates may have:
…

October 13, 2021

How to Earn More During the COVID-19 Pandemic

Teaching English Classes Online
Due to the imposed quarantine and for safety reasons, many people are encouraged to stay home. Therefore, the demand for online jobs is increasing, and teaching English online is no exception. There are a lot of English teaching platforms online where you can teach children from different countries. This work usually requires holding a Bachelor’s degree, passing an English test, and having your computer and a decent internet connection. Every hour, you can earn $15 to $24 right inside your house.
Freelancing
Unfortunately, many companies had no choice but to lay off some of their …

October 13, 2021

Your Home

Power Up Your Property Portfolio: Energy Efficient Real Estate Finance

January 5, 2024

Buyers’ Nightmare: The Rising Prices in the Housing Market

According to CoreLogic, the value of homes is currently at its highest point within a 45-year time frame, particularly the value for homes with solar panels. While this development is great news for homeowners or landlords, it’s bad news for those on the other side of the market. CoreLogic’s House Value Index stated that the average value of a home in America increased by 18% between October 2020 – October 2021.
CoreLogic’s Take on the Housing Market
There’s been speculation that the housing market is just in a bullish phase and that things will soon quiet down. Signs are already pointing to …

November 27, 2023

Top Places to Live in Canada

Oakville, Ontario
Rank: 15th
Population: 209,039
Average Household Income: $112,207
Average Household Income Value: $1,742,036
Estimated Rate of Unemployment: 5.7%
Crime Rate Per 100,000 2,133
Family Doctors per 100,000: 91
Lacombe, Alberta
Rank: 299th
Population: 13,906
Average Household Income: $97,800
Average Household Income Value: $754,291
Estimated Rate of Unemployment: 4.9%
Crime Rate Per 100,000: 7,932
Family Doctors per 100,000: 99
Saint-Bruno-de-Montarville, Quebec
Rank: 6th
Population: 27,171…

October 13, 2021

Family Planning

How to Find Funding for Homeschooling

Homeschooling presents a unique and personalized path for educating children, tailored to their individual needs, interests, and learning pace. While the benefits of homeschooling are numerous, including flexible schedules, fun class review games, and a customized curriculum, one of the challenges many families face is the financial aspect. Funding homeschooling can be daunting, but with the right approach, it’s entirely possible to secure the necessary resources. In this article, we’ll dive deep into practical strategies for finding funding for …

March 6, 2024

Making the Most Out of an Insurance Payout for Young Families

Katie and Tom, a young couple, recently got a payout from a critical illness insurance policy of $200,000. They want to know how to spend and where to invest this amount.
If you are like Katie and Tom, who want to improve your finances from an insurance payout, you can consider yourselves fortunate. This amount of money is ideal for boosting investment plans. Though there are many other factors to consider, here are some ways to prioritize.
First, you can pay off your debts, such as credit card debts, …

January 7, 2023

Featured

CBD Banking and Financing for Your CBD Business

As CBD-based products gain popularity, many entrepreneurs seek ways to fund their ventures. One thing that must be considered is finding a suitable banking and financing solution that meets the needs of your business. Together with the experts at Exhale Wellness, we looked at how CBD gummies can be used as a keyword to help you get funding for your CBD business. CBD banking refers to financial institutions interested in collaborating with CBD businesses. Many traditional banks are hesitant to work with CBD businesses due to legal ambiguity surrounding CBD products as they are concerned ...

Are Water Filtration Systems Tax Deductible?

The expenses for most consumer goods have skyrocketed across the country due to the increase in tax and other costs. Many homeowners are now asking to know which of their properties and items are tax-deductible and which ones are not, as the tax season approaches once more. Most of these homeowners also want to know if water filtration systems are tax-deductible. Are Water Purification Systems Tax-Deductible? An established water filtration system may provide you with a tax benefit. The T2201 form must be completed for any homeowner to benefit from the tax deduction plan. Water ...

Should You Allow Vaping in Your Non-Smoking Rental?

Have you discovered the new trend in town where an electronic device called an e-cigarette replaces the traditional tobacco-filled cigarette? It is called vaping. It comes with a tiny built-in battery and nicotine in liquid format. This nicotine juice mixes with other components to produce delightful flavors, such as exotic sodas. When you suck on the pipe like a normal cigarette, the liquid heats up to produce a vapor you inhale. That is where the name vaping comes from. The vaping market is expected to grow rapidly. Over a third of American smokers have already ...

Online Courses for Those Owning Their First Home

Buying or owning a home for the first time can be overwhelming. Admittedly, it's not exactly a straightforward process. Firstly, you have to do some cost estimation to figure out what you can afford. Secondly, you should find a house that aligns with your budget and lifestyle. Thirdly, you should consider a lender to get the best bargain and many other things. This is where online courses for first-time homeowners come in. Virtual learning becomes more fun when students and teachers use headsets designed for online classes. In addition, these courses make it more exciting ...

Can Banks Lend to CBD Companies?

CBD has rapidly gained popularity due to its many health benefits. However, most people still do not understand what #1 CBD Canada-wide is and how beneficial it is to their health. Most importantly, the improper use of CBD can compromise your health. Therefore, you need more information about CBD in Canada before using it. This article will look at the top facts about CBD. Understanding the facts about CBD will help you know whether it is safe for you or not. As much as CBD is a component of marijuana, it does not have psychoactive ...