FCIQ

Do Self-Employed Carpenters Need Insurance?

How to Take Control of Your Debts

Effective Strategies for First-Time Homebuyers

Income

A Guide to Tax Credits and Rebates for Homeowners

New Home Benefits
You can get the homebuyers’ tax credit if you just purchased a house and have not owned a house in the past 4 years. On line 369 of your tax form, fill it out with the amount of $5,000, and you will receive a 15% credit.
Tax Load Reduction of $750
Getting your house an ecoENERGRY assessment by a certified energy advisor before doing any renovation is recommended. The total costs before and after the audits can be about $1,000. However, this can be reimbursed from the provincial rebates.
Rebates of up to $500
Depending on where you live, cash in on rebates may have:
…

October 13, 2021

How to Earn More During the COVID-19 Pandemic

Teaching English Classes Online
Due to the imposed quarantine and for safety reasons, many people are encouraged to stay home. Therefore, the demand for online jobs is increasing, and teaching English online is no exception. There are a lot of English teaching platforms online where you can teach children from different countries. This work usually requires holding a Bachelor’s degree, passing an English test, and having your computer and a decent internet connection. Every hour, you can earn $15 to $24 right inside your house.
Freelancing
Unfortunately, many companies had no choice but to lay off some of their …

October 13, 2021

Designing Hacks for Tiny Houses

Prioritizing Function
Since there is very limited space in a tiny house, the design can end up being disorganized. It can result in a lot of clutter if there are too many items in a small space. Worse, the design could be lost from this. By prioritizing function, it means that home essentials such as tables, sofas, and beds need not be aesthetic only but also functional.
Storage Creativity
Another challenge in designing a tiny house is having ample storage. Although you may have gotten rid of other things, you may still have many things you need. For tiny houses, installing closets and cabinets is not very easy. …

October 13, 2021

Your Home

Buyers’ Nightmare: The Rising Prices in the Housing Market

According to CoreLogic, the value of homes is currently at its highest point within a 45-year time frame, particularly the value for homes with solar panels. While this development is great news for homeowners or landlords, it’s bad news for those on the other side of the market. CoreLogic’s House Value Index stated that the average value of a home in America increased by 18% between October 2020 – October 2021.
CoreLogic’s Take on the Housing Market
There’s been speculation that the housing market is just in a bullish phase and that things will soon quiet down. Signs are already pointing to …

November 27, 2023

Top Places to Live in Canada

Oakville, Ontario
Rank: 15th
Population: 209,039
Average Household Income: $112,207
Average Household Income Value: $1,742,036
Estimated Rate of Unemployment: 5.7%
Crime Rate Per 100,000 2,133
Family Doctors per 100,000: 91
Lacombe, Alberta
Rank: 299th
Population: 13,906
Average Household Income: $97,800
Average Household Income Value: $754,291
Estimated Rate of Unemployment: 4.9%
Crime Rate Per 100,000: 7,932
Family Doctors per 100,000: 99
Saint-Bruno-de-Montarville, Quebec
Rank: 6th
Population: 27,171…

October 13, 2021

Things You Need to Know Before Renovating Your Home

Investing in a Key Lockbox
It is recommended to get a key lock box if the renovations are done before moving into the house and living somewhere far. For renovation projects that are too large or complicated, you will need to get a contractor. Contractors start working early, so for you not to rush in traffic early in the morning to let the contractors in, you can put a lockbox or any smart door device that will access people by using a code. This can save you a lot of time and effort.
…

October 13, 2021

Family Planning

How to Find Funding for Homeschooling

Homeschooling presents a unique and personalized path for educating children, tailored to their individual needs, interests, and learning pace. While the benefits of homeschooling are numerous, including flexible schedules, fun class review games, and a customized curriculum, one of the challenges many families face is the financial aspect. Funding homeschooling can be daunting, but with the right approach, it’s entirely possible to secure the necessary resources. In this article, we’ll dive deep into practical strategies for finding funding for …

March 6, 2024

Making the Most Out of an Insurance Payout for Young Families

Katie and Tom, a young couple, recently got a payout from a critical illness insurance policy of $200,000. They want to know how to spend and where to invest this amount.
If you are like Katie and Tom, who want to improve your finances from an insurance payout, you can consider yourselves fortunate. This amount of money is ideal for boosting investment plans. Though there are many other factors to consider, here are some ways to prioritize.
First, you can pay off your debts, such as credit card debts, …

January 7, 2023

Featured

a for rent signage posted on a window of an establishment

How to Find the Perfect Building for Your Brick-and-Mortar Vaping Shop

Establishing a brick-and-mortar presence for your vaping business can be a strategic move. As the popularity of vaping continues to rise, securing the perfect location for your store is crucial if you want to attract customers and retain them. With stlth by Emixologies.com, you can enhance your product offerings and cater to the diverse preferences of your clientele. But if you don’t know how to do so, then we got you covered. In this guide, we'll delve into practical steps to help you find the ideal building for your vaping shop. Understand Your Target Audience ...

CBD Banking and Financing for Your CBD Business

As CBD-based products gain popularity, many entrepreneurs seek ways to fund their ventures. One thing that must be considered is finding a suitable banking and financing solution that meets the needs of your business. Together with the experts at Exhale Wellness, we looked at how CBD gummies can be used as a keyword to help you get funding for your CBD business. CBD banking refers to financial institutions interested in collaborating with CBD businesses. Many traditional banks are hesitant to work with CBD businesses due to legal ambiguity surrounding CBD products as they are concerned ...

Are Water Filtration Systems Tax Deductible?

The expenses for most consumer goods have skyrocketed across the country due to the increase in tax and other costs. Many homeowners are now asking to know which of their properties and items are tax-deductible and which ones are not, as the tax season approaches once more. Most of these homeowners also want to know if water filtration systems are tax-deductible. Are Water Purification Systems Tax-Deductible? An established water filtration system may provide you with a tax benefit. The T2201 form must be completed for any homeowner to benefit from the tax deduction plan. Water ...

Should You Allow Vaping in Your Non-Smoking Rental?

Have you discovered the new trend in town where an electronic device called an e-cigarette replaces the traditional tobacco-filled cigarette? It is called vaping. It comes with a tiny built-in battery and nicotine in liquid format. This nicotine juice mixes with other components to produce delightful flavors, such as exotic sodas. When you suck on the pipe like a normal cigarette, the liquid heats up to produce a vapor you inhale. That is where the name vaping comes from. The vaping market is expected to grow rapidly. Over a third of American smokers have already ...

Online Courses for Those Owning Their First Home

Buying or owning a home for the first time can be overwhelming. Admittedly, it's not exactly a straightforward process. Firstly, you have to do some cost estimation to figure out what you can afford. Secondly, you should find a house that aligns with your budget and lifestyle. Thirdly, you should consider a lender to get the best bargain and many other things. This is where online courses for first-time homeowners come in. Virtual learning becomes more fun when students and teachers use headsets designed for online classes. In addition, these courses make it more exciting ...

Can Banks Lend to CBD Companies?

CBD has rapidly gained popularity due to its many health benefits. However, most people still do not understand what #1 CBD Canada-wide is and how beneficial it is to their health. Most importantly, the improper use of CBD can compromise your health. Therefore, you need more information about CBD in Canada before using it. This article will look at the top facts about CBD. Understanding the facts about CBD will help you know whether it is safe for you or not. As much as CBD is a component of marijuana, it does not have psychoactive ...

Income Tax Season – Why You Have to Buy a Mattress

Income tax season can also mean tax refund season. According to Author, It’s the time of the year when you get to evaluate what you need to buy the most, and what better way to spend your hard-earned money than to invest in a new mattress. Mattress can get pretty expensive though, especially if you want the best one in the market but it will surely last for a long time and provide you with high-quality sleep. If you’re still hesitating to buy one, you have to understand the importance of mattresses & sleep: It ...