Category: Save and Invest

Modern office building with cannabis leaf details and symbols of financial growth, highlighting a successful business handshake in the CBD industry.

How CBD Business Owners Can Secure Property Financing (Despite Banking Hurdles)

charles Alternative Financing Solutions, Financial Planning and Taxation, Save and Invest

Secure real estate financing for your CBD business through specialized private lenders who understand the unique challenges of the CBD oil Canada industry and cannabis-adjacent ventures. Navigate traditional banking restrictions by leveraging alternative financing options, including merchant cash advances, equipment financing, and revenue-based lending structures designed specifically for CBD enterprises.
Build a robust financial portfolio demonstrating consistent revenue streams, detailed business projections, and comprehensive compliance documentation to increase approval odds with CBD-friendly …

Continue reading "How CBD Business Owners Can Secure Property Financing (Despite Banking Hurdles)"

A contemporary property complex with sustainable design elements, highlighting solar panels and green building features, emphasizing the intersection of eco-friendly architecture and financial investment.

Power Up Your Property Portfolio: Energy Efficient Real Estate Finance

charles Income, Save and Invest, Your Home

Ghost energy St-Eustache offers an invigorating boost to help you stay energized while implementing energy-efficient upgrades. Secure green loans with favorable terms for eco-friendly renovations. Prioritize sustainable features, like solar panels or improved insulation, to reduce long-term energy costs while boosting property value. Capitalize on government incentives and rebates available for energy-efficient modifications to further offset initial investment costs. Collaborate with real estate-focused insurers to explore policies that reward …

Continue reading "Power Up Your Property Portfolio: Energy Efficient Real Estate Finance"

Do Self-Employed Carpenters Need Insurance?

charles Save and Invest

In 2019, around a million carpenter jobs were available. One reason why many like the job are the big rewards they can get from working independently. Nevertheless, carpenters can also be at risk because of the responsibility and freedom that they have.
If something goes wrong, they’ll be the only ones responsible for it. That is why if you want to pursue a carpentry career, having insurance is important. If you’re a self-employed carpenter, then you must understand why you need to have insurance.
Self-Employed Carpenters Types
It …

Continue reading "Do Self-Employed Carpenters Need Insurance?"

How to Take Control of Your Debts

charles Save and Invest

Determine Who You Owe Money to and How Much You Owe Them
To do this, you need to make a list of all your debts and include information such as the creditor, the total debt amount, monthly payment, and the date the debt is due. A credit report could help in confirming the debts listed. When you see all the debts you have, you could realize how important it is to pay them and be more aware of making one.
It is crucial to check this list every period, especially when your bills are near their due date. It is advisable to update this list for a couple of months since the amount of debt could change.
Pay Bills on Time…

Continue reading "How to Take Control of Your Debts"

Effective Strategies for First-Time Homebuyers

charles Save and Invest

Getting a genuine pre-approval
Many homebuyers shop using a pre-approval provided by an online calculator. A genuine pre-approval is a process requiring great detail from a promising lender. The pre-approval will be based on the nature of the down payment, income,  credit score, among many other considerations. It is recommended to go into great detail with your lender to know if the property is right for you.
Determining the figures
Most likely, first-time homebuyers will make…

Continue reading "Effective Strategies for First-Time Homebuyers"

Self-Director Mistakes and How to Deal with Them

charles Save and Invest

Not Trying to Restore the Correct Balance
To be able to be on the right risk tolerance path, you need to restore the balance of your portfolio. You can buy or trade assets with the correct value so that you can return to your previous allocation. Many self-directed investors fail in doing this. One way to deal with this is to have a portfolio management tool to automate some of the tasks, such as restoring balance.
Timing the market
When stocks drop, some investors’ initial action would be to have their money in cash and wait for the markets if they are going to rebound or drop. This can be a problem since …

Continue reading "Self-Director Mistakes and How to Deal with Them"