{"id":13,"date":"2020-07-30T11:12:31","date_gmt":"2020-07-30T11:12:31","guid":{"rendered":"http:\/\/www.fciq.ca\/?p=13"},"modified":"2021-10-13T09:52:24","modified_gmt":"2021-10-13T09:52:24","slug":"how-to-take-control-of-your-debts","status":"publish","type":"post","link":"https:\/\/www.fciq.ca\/save-and-invest\/how-to-take-control-of-your-debts\/","title":{"rendered":"How to Take Control of Your Debts"},"content":{"rendered":"

Determine Who You Owe Money to and How Much You Owe Them<\/h3>\n

To do this, you need to make a list of all your debts and include information such as the creditor, the total debt amount, monthly payment, and the date the debt is due. A credit report could help in confirming the debts listed. When you see all the debts you have, you could realize how important it is to pay them and be more aware of making one.<\/p>\n

It is crucial to check this list every period, especially when your bills are near their due date. It is advisable to update this list for a couple of months since the amount of debt could change.<\/p>\n

Pay Bills on Time<\/h3>\n

When bills are paid later, it will be more difficult to pay since there could be a penalty for the missed payment. For instance, if you missed 2 consecutive payments, the interest charge can increase.<\/p>\n

One way to do this is to utilize the calendar on your smartphone. Enter the payment schedules and set a reminder a few days before the due date. If you missed a payment, pay it as soon as you remember it instead of waiting for the next due date.<\/p>\n","protected":false},"excerpt":{"rendered":"

Determine Who You Owe Money to and How Much You Owe Them
\nTo do this, you need to make a list of all your debts and include information such as the creditor, the total debt amount, monthly payment, and the date the debt is due. A credit report could help in confirming the debts listed. When you see all the debts you have, you could realize how important it is to pay them and be more aware of making one.
\nIt is crucial to check this list every period, especially when your bills are near their due date. It is advisable to update this list for a couple of months since the amount of debt could change.
\nPay Bills on Time…<\/p>\n","protected":false},"author":2,"featured_media":14,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-13","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-save-and-invest","has-thumbnail"],"yoast_head":"\nHow to Take Control of Your Debts - FCIQ<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \>\n<link rel=\"canonical\" href=\"https:\/\/www.fciq.ca\/save-and-invest\/how-to-take-control-of-your-debts\/\" \>\n<meta property=\"og:locale\" content=\"en_US\" \>\n<meta property=\"og:type\" content=\"article\" \>\n<meta property=\"og:title\" content=\"How to take control of your debts - fciq\" \>\n<meta property=\"og:description\" content=\"Determine who you owe money to and how much them do this, need make a list of all your debts include information such as the creditor, total debt amount, monthly payment, date is due. credit report could help in confirming listed. when see have, realize important it pay be more aware making one. crucial check this every period, especially bills are near their due date. advisable update for couple months since amount change. on time...\" \>\n<meta property=\"og:url\" content=\"https:\/\/www.fciq.ca\/save-and-invest\/how-to-take-control-of-your-debts\/\" \>\n<meta property=\"og:site_name\" content=\"FCIQ\" \>\n<meta property=\"article:published_time\" content=\"2020-07-30T11:12:31+00:00\" \>\n<meta property=\"article:modified_time\" content=\"2021-10-13T09:52:24+00:00\" \>\n<meta property=\"og:image\" content=\"https:\/\/www.fciq.ca\/wp-content\/uploads\/2020\/08\/10-year-old-holding-jar-full-of-pocket-money.jpg\" \>\n\t<meta property=\"og:image:width\" content=\"1200\" \>\n\t<meta property=\"og:image:height\" content=\"788\" \>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \>\n<meta name=\"author\" content=\"charles\" \>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \>\n<meta name=\"twitter:label1\" content=\"Written by\" \>\n\t<meta name=\"twitter:data1\" content=\"charles\" \>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fciq.ca\/save-and-invest\/how-to-take-control-of-your-debts\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fciq.ca\/save-and-invest\/how-to-take-control-of-your-debts\/\"},\"author\":{\"name\":\"charles\",\"@id\":\"https:\/\/www.fciq.ca\/#\/schema\/person\/6ed39cebee38c4b095fc4cd3387c7b7d\"},\"headline\":\"How to Take Control of Your Debts\",\"datePublished\":\"2020-07-30T11:12:31+00:00\",\"dateModified\":\"2021-10-13T09:52:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fciq.ca\/save-and-invest\/how-to-take-control-of-your-debts\/\"},\"wordCount\":211,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.fciq.ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.fciq.ca\/save-and-invest\/how-to-take-control-of-your-debts\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fciq.ca\/wp-content\/uploads\/2020\/08\/10-year-old-holding-jar-full-of-pocket-money.jpg\",\"articleSection\":[\"Save and Invest\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.fciq.ca\/save-and-invest\/how-to-take-control-of-your-debts\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fciq.ca\/save-and-invest\/how-to-take-control-of-your-debts\/\",\"url\":\"https:\/\/www.fciq.ca\/save-and-invest\/how-to-take-control-of-your-debts\/\",\"name\":\"How to Take Control of Your Debts - 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