Author: Charles Perras

The 5 Loan Types to Choose When Making Necessary Purchases

Charles Perras Blog, Featured

There will always be times in life when we need to spend a significant amount of money to make a necessary purchase, such as buying a car, acquiring materials for home remodeling, paying healthcare bills, and so on. Saving money for such occasions is not always a practical or doable approach. So, what can we do about it now? This is where loans can come in handy. Read below to learn the different loan types to help you find easy online loans!
Personal
A personal loan is the most extensive loan type. In most cases, a personal loan has repayment terms ranging …

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Are Water Filtration Systems Tax Deductible?

Charles Perras Blog, Featured

The expenses for most consumer goods have skyrocketed across the country due to the increase in tax and other costs. Many homeowners are now asking to know which of their properties and items are tax-deductible and which ones are not, as the tax season approaches once more. Most of these homeowners also want to know if water filtration systems are tax-deductible.
Are Water Purification Systems Tax-Deductible?
An established water filtration system may provide you with a tax benefit. The T2201 form must be completed for any homeowner to benefit from the tax deduction plan.
Water filter systems can indeed be deducted …

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Making the Most Out of an Insurance Payout for Young Families

Charles Perras Family Planning

Katie and Tom, a young couple, recently got a payout from a critical illness insurance policy of $200,000. They want to know how to spend and where to invest this amount.
If you are like Katie and Tom, who want to improve your finances from an insurance payout, you can consider yourselves fortunate. This amount of money is ideal for boosting investment plans. Though there are many other factors to consider, here are some ways to prioritize.
First, you can pay off your debts, such as credit card debts, …

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Should You Allow Vaping in Your Non-Smoking Rental?

Charles Perras Blog, Featured

Have you discovered the new trend in town where an electronic device called an e-cigarette replaces the traditional tobacco-filled cigarette? It is called vaping. It comes with a tiny built-in battery and nicotine in liquid format.
This nicotine juice mixes with other components to produce delightful flavors, such as exotic sodas. When you suck on the pipe like a normal cigarette, the liquid heats up to produce a vapor you inhale. That is where the name vaping comes from.
The vaping market is expected to grow rapidly. Over a third of …

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Buyers’ Nightmare: The Rising Prices in the Housing Market

Charles Perras Featured, Your Home

According to CoreLogic, the value of homes is currently at its highest point within a 45-year time frame, particularly the value for homes with solar panels. While this development is great news for homeowners or landlords, it’s bad news for those on the other side of the market. CoreLogic’s House Value Index stated that the average value of a home in America increased by 18% between October 2020 – October 2021.
CoreLogic’s Take on the Housing Market
There’s been speculation that the housing market is just in a bullish phase and that things will soon quiet down. Signs are already pointing to …

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Online Courses for Those Owning Their First Home

Charles Perras Featured

Buying or owning a home for the first time can be overwhelming. Admittedly, it’s not exactly a straightforward process.
Firstly, you have to do some cost estimation to figure out what you can afford. Secondly, you should find a house that aligns with your budget and lifestyle. Thirdly, you should consider a lender to get the best bargain and many other things.
This is where online courses for first-time homeowners come in. Virtual learning becomes more fun when students and teachers use headsets designed for online classes. In addition, these courses make it more exciting for them to process the information they will be…

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Can Banks Lend to CBD Companies?

Charles Perras Featured

CBD has rapidly gained popularity due to its many health benefits. However, most people still do not understand what #1 CBD Canada-wide is and how beneficial it is to their health. Most importantly, the improper use of CBD can compromise your health.
Therefore, you need more information about CBD in Canada before using it. This article will look at the top facts about CBD. Understanding the facts about CBD will help you know whether it is safe for you or not.
As much as CBD is a component of marijuana, it does not have psychoactive effects. …

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Income Tax Season

Income Tax Season – Why You Have to Buy a Mattress

Charles Perras Featured

Income tax season can also mean tax refund season. According to Author, It’s the time of the year when you get to evaluate what you need to buy the most, and what better way to spend your hard-earned money than to invest in a new mattress.
Mattress can get pretty expensive though, especially if you want the best one in the market but it will surely last for a long time and provide you with high-quality sleep.
If you’re still hesitating to buy one, you have to understand the importance of mattresses & sleep:
It allows your body and mind to recharge….

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Do Self-Employed Carpenters Need Insurance?

Charles Perras Save and Invest

In 2019, around a million carpenter jobs were available. One reason why many like the job are the big rewards they can get from working independently. Nevertheless, carpenters can also be at risk because of the responsibility and freedom that they have.
If something goes wrong, they’ll be the only ones responsible for it. That is why if you want to pursue a carpentry career, having insurance is important. If you’re a self-employed carpenter, then you must understand why you need to have insurance.
Self-Employed Carpenters Types
It …

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How to Take Control of Your Debts

Charles Perras Save and Invest

Determine Who You Owe Money to and How Much You Owe Them
To do this, you need to make a list of all your debts and include information such as the creditor, the total debt amount, monthly payment, and the date the debt is due. A credit report could help in confirming the debts listed. When you see all the debts you have, you could realize how important it is to pay them and be more aware of making one.
It is crucial to check this list every period, especially when your bills are near their due date. It is advisable to update this list for a couple of months since the amount of debt could change.
Pay Bills on Time…

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